Summer is nearly here and if you have spent the winter months planning a party, a coffee morning, or a large event like a Music Festival, Fair or Exhibition, you will be in the middle of a lot of organisation. The huge amount of planning that goes into any event, big or small, can be scary. Understandably, you want everything to go smoothly, but what if after all your careful planning the unexpected happens? Supposing it’s an outside event which relies on good weather and it pours with rain and the wind threatens to flatten everything? What if you are forced to cancel and you lose a lot of money? What if someone sues you for accidental bodily injury? That is why it is so important to insure your event for those things, and much more besides. It can’t prevent the unexpected, but it can take away the financial pain! Events Insurance is the answer! And it can easily be adapted to your own particular needs. In other words, at every stage of your planning you need to ask yourself, “what could go wrong and how can I cover that?”
Firstly, and the most important Events Insurance is:-
Public Liability Insurance covers you for accidental bodily injury which occurs to a member of the public or accidental damage to third-party property. You should be taking up Public Liability Insurance as soon as you have taken occupation of the venue. Think of anything that might happen whilst you are setting up!
The most common and essential Events Insurance taken up includes;-
Employer’s Liability Insurance
This includes volunteers and helpers of employees working at your venue.
Beer and Food Festivals
Small one-off event policy
The variety of Events Insurance is vast – almost any event you can think of can be insured! The cover can be tailored to your special needs so it’s important that you get it right for you. Spend a little time to get it right by contacting various companies that specialise in Events Insurance so that your needs are properly covered.