The mid-west state of Michigan borders 4 of the Great Lakes, its name being derived from the Indian word ‘Mishigamaa’, meaning large lake or large water, so it’s not surprising that it’s known as the Great Lakes State. Apart from its lakes there are 36,350 miles of rivers, 150 waterfalls and over 19 million acres of forest to explore. No wonder that the state is so attractive to tourists! In fact, tourism is one of the State’s largest income producers, these days not just a summer activity, but all year round. From winter sports, ice fishing and small game hunting in the Winter, trout fishing in the Spring to the joys of boating in the Summer, there is something for everyone. Apart from the wide range of sporting activities, there are sandy beaches and expansive borders which sweep northward to Canada to explore. Not only are there both natural and cultural sites to tempt the tourist, but a diverse cuisine is offered, too.
If history is your thing, then Michigan has a great fascinating past to explore. The area was once inhabited by indigenous Indian tribes. Their successive cultures occupied the territory for thousands of years before French explorers colonized the region in the 17th century, followed by British rule which was later ceded to the newly formed Allied States as a result of the War of Independence. It is without doubt a very interesting and special place to visit.
In modern times Michigan prides itself on its government to government communication with its 12 federally recognized Tribal governments, whose lands are situated within Michigan. A Tribal Affairs co-ordinator is employed by the Department of Transport to be a contact if any problems arise over transport related matters.
However, as delightful as the State of Michigan is to visit, if you are resident and a car owner in Michigan it will have a major influence on the rate you will pay for your car insurance. Michigan has a unique no-fault car insurance scheme requiring all drivers to carry Personal Injury Protection, known as PIP coverage. A prospective insurer will also take gender, age, profession, vehicle model, credit and driving records into consideration before setting a premium. Unfortunately for the car driver, Michigan comes top of the list as the most expensive system of no-fault car insurance scheme. Although other States do have PIP cover, they set a limit on coverage amounts, whereas Michigan’s scheme guarantees cover medical expenses for the driver, family members or even passengers with unlimited lifelong medical benefits.