Congratulations – you have just found out that you are pregnant and you feel like you’re walking on air. Can there be a more wonderful feeling than bringing a new life into the world! There are exciting times ahead as you make your preparations. Perhaps you and your partner have longed for this day and never thought it would come or maybe your little one hasn’t made you wait – either way, there are big changes about to happen in your life. The next weeks and months are certain to be taken up with shopping for baby clothes and equipment and planning the nursery.
However, did you know that if you are an older mum to be or there are multiple births in your family, there is more chance of having a multiple birth? And if you are 45 or over before starting your family, your chances of giving birth to twins leaps up? Did you know that in the US of 3,838,635 births in 2016, there were 139,862 multiple births and in the UK of 679,106 births, there were 10,500 multiple births?
Can you imagine what it would be like to be told that you are expecting two or even three babies? It’s probable that your careful planning for one will be sent into a tail-spin!
Multiple births insurance
It’s wise to consider taking out insurance if there is any possibility of a multiple birth. The sum paid out would be a significant help with the large additional costs of another baby, or two! So, if you consider that this is the insurance for you, get in touch with the insurer before the 11th week of your pregnancy and before your first ultrasound scan. The cost of insurance is calculated according to certain details about the couple. The age and family history are all relevant and would add to the cost of the premium. Unfortunately, anyone who has undergone any form of fertility treatment is excluded.